A debtor considering bankruptcy must bear in mind that a bankruptcy stays on his or her credit report for up to 10 years, which can potentially make it difficult to get future credit. A debtor should also keep in mind that some debts must still be paid even if he or she files for bankruptcy. Accordingly, it is essential to contact an experienced bankruptcy attorney before making potentially life-altering financial decisions.
Bankruptcy Helps You Get the Fresh Start Your Family Needs
Chances are, if you are considering ways to keep from drowning in personal debt, you are ready to talk to someone about bankruptcy. Debt relief companies care more about collecting their fees for services than representing your needs. That is why it is important to hire a qualified attorney who will protect your financial interests at every step of the way. Patrick Burns & Associates is a professional, experienced bankruptcy law firm serving all of Minnesota.
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We invite you to learn more about bankruptcy on this page. Contact our offices in Minneapolis, Minnesota, to schedule a free consultation with one of our lawyers today.
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Even if other bankruptcy firms have told you that you do not qualify for Chapter 7 or Chapter 13 bankruptcy, Patrick Burns & Associates may be able to help you.
Patrick Burns & Associates offers a free initial consultation and reasonable fees that will not make your financial situation worse.
Surviving the Emotional Effects of Bankruptcy
No matter what circumstances ultimately led to filing bankruptcy, both the practical and the emotional impact on the debtor will be enormous. Confronting the emotional and psychological issues surrounding bankruptcy and reaching an understanding and acceptance of the situation are essential to rebuilding and maintaining a successful financial life. The experienced bankruptcy attorneys at Patrick Burns & Associates in Minneapolis, Minnesota, can guide a debtor through the complicated legal, financial and emotional maze of bankruptcy and steer him or her in the right direction for the future.
Filing bankruptcy can, without a doubt, stir up many negative emotions. The debtor's sense of self-worth is often closely tied to his or her financial circumstances. Loss of money can be experienced as a loss of identity, self-esteem and confidence. We live in a society in which image is seemingly bought through possessions. Money can be viewed as a powerful currency not only in a purely economic sense, but also in relationships and thus a real or perceived loss of interpersonal power can ensue when bankruptcy is filed.
Understanding these emotions can help disentangle the practical realities of money from the possibly destructive or limiting emotional response to bankruptcy.
At times of significant loss, people tend to feel that their entire foundation has been shaken and that their most fundamental sense of security has been disrupted. They question their trust in themselves, in others and in the world at large. Although it may be natural for many to bury these frightening emotions, bringing core insecurities to a conscious level can actually reduce fear and the feeling of being out-of-control, which enables individuals to start tackling their situations constructively. In addition, the counsel of a seasoned bankruptcy attorney at Patrick Burns & Associates in Minneapolis, Minnesota, can see a debtor through the tough times and guide him or her to a brighter financial future.
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